what does on hold mean on the real real

Accessed Sept. 11, 2020. This answer is for general information purposes only. ", Texas State Law Library. Lisa Johnson Mandell is an award-winning writer who covers lifestyle, entertainment, real estate, design, and travel. BUT 2 days after ?? When the seller is willing to hold the mortgage, theres more flexibility than with traditional mortgages. (These reviews from the Better Business Bureau are edited only for space and grammar. New York State Unified Court System. Then, I took another look when something didnt feel right and BOY! Not all banks and credit unions use the same check hold period. Improvements to the structure also count toward the property. Sie knnen Ihre Einstellungen jederzeit ndern. This method can only be used when owners are legally married. They take another 50% commission on the remaining $160 sales price. But the law also says the extended hold should be for a reasonable period of time generally between two and seven business days. ", Wisconsin State Legislature. Learn more. They listed it originally at $175, but said they would never go below 50% off. Expected pay: NA Husl$core: $$ Commissions & fees: 30% - 50% Where: Nationwide Requirements: Items for sale Review: It was a waste of my time and money!! , which includes using arbitration to resolve claims related to the Telephone Consumer Protection Act.! Depending on the community property state you reside in, real estate acquired during a common-law marriage may also be held as community property. Sarah, for example, could have a 40% interest in a property . Wow. Ice Spice explained what a munch is in an October 2022 interview with Genius. Banks also usually dont do less than $10,000 in home equity line of credit, she said. But the sale is subject to, or conditioned upon, certain criteria being met by the buyer and/or seller before the dealcan close. In the event of the sole and joint ownership by individuals, prospective owners should consider how their titles should or could be transferred, either by sale or in the event of death, before one method is chosen over another. If and how youre notified of a hold will also vary by bank. So you get $80 for your $200 product. Just because your check is on hold, it doesnt necessarily mean theres anything wrong. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. This platform its designed to legally steal your items ! Closed (S): The sold status is for all properties entered in the MLS that have . For those considering owning real estate through a business entity, such as a corporation, trust, or partnership, it is advisable to consult real estate, legal, and tax professionals to determine which ownership structure is the most beneficial for their particular situation. Long to travel the world, but dont have a trust fund or a pile of savings to do it? A well sought after LV wallet?? ", California Legislative Information. Check out Trust Pilot for added reviews. The property is sold and no longer available. Im actually afraid to buy anything else from them after that incident happened. Find her on ReallyRather.com, Jealous of Your Friends Because Their Parents Bought Them a House? Thats why when you read a real estate listing, you may end up scratching your head over a whole bunch of puzzling terms. Your checking account has been overdrawn too much in the past six months. 1Based on Rocket Mortgage data in comparison to public data records. Thank you Tiffany for your excellent feedback! Im truly sorry ladies that you got taken advantage of. The buyer makes monthly payments to the seller, who retains the property title until the loan has been paid in full. Lenders also require that borrowers have around 20% equity in their home to qualify, she says. Title refers to a document that lists the legal owner of a piece of property. Also, I have purchased items from them that were not in good condition: stains, pilling, defects, etc. Hold policies vary from bank to bank, but there are some common reasons your check might be subject to a longer delay. I need to find my keys. This property may still have normal contractual conditions (i.e. The Top Fan Theories. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage. So whats the deal with this long-haul lease? I dont know why the Better Business Bureau hasnt done something to shut this place down concerning all of the multiple complaints written, the consignor came to my home and picked up my valued at $500.00 Michael Kor handbag. Tenancy at Sufferance: Legal Definition, Vs. When Is the Best Time to Rent an Apartment? Some of the pieces were rare, and some were more common. Real property, on the other hand, includes the physical property of real estate as well as a bundle of ownership and usage rights. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who has been working in the accounting and finance industries for more than 20 years. These include white papers, government data, original reporting, and interviews with industry experts. To take the lead in the context of an opinion survey means to move from a second or lower position into the . Under community property, each spouse owns (or owes) everything equally, regardless of who earned or spent the money. A holdover tenant is a tenant who continues to pay rent, even after the lease has expired. In Matrix, a listing may be placed on hold for up to 30 days at a time. CW on jewelry stands for "carat weight", and is used to indicate the carat weight or size of a piece of jewelry, or a gemstone or diamond. If there's no will, a probate court determines how it will be transferred. Im so glad I checked the reviews about the real real. Examples of contingencies are home inspections, attorney review, the buyers financing, appraisal, and title search, among other reasons. I demanded all my items back and it took 2 weeks of threatening them to finally get my items back. A leasehold refers to an asset or property that a lessee contracts to rent from a lessor in exchange for scheduled payments over an agreed-upon time. But there is no minimum hold period. Who ever goes to jail for spending improperly, trampling our rights. Durch Klicken auf Alle akzeptieren erklren Sie sich damit einverstanden, dass Yahoo und unsere Partner Ihre personenbezogenen Daten verarbeiten und Technologien wie Cookies nutzen, um personalisierte Anzeigen und Inhalte zu zeigen, zur Messung von Anzeigen und Inhalten, um mehr ber die Zielgruppe zu erfahren sowie fr die Entwicklung von Produkten. Some partnerships are formed for the express purpose of owning real estate. If you use funds from a home equity loan or a HELOC for home improvements, you can deduct interest on up to $750,000. At this point I am ready to go to the police to file a police report for stolen items. You can learn more about the standards we follow in producing accurate, unbiased content in our. Read our stress-free guide to getting a mortgage. Either way, it's not fun, but she's not always sure how to break out of it and sometimes, she's not even aware that she . At the end of the lease, however,unless the contract stipulates otherwise or a longer lease is negotiated, the property or land reverts back to the owner, improvements and all. Unless specific legal documentation, such as a will, exists, the transfer of ownership upon death can become very problematic. A holding mortgage is a type of non-conforming loan that involves owner financing. Worse service ever the left hand doesnt know what the right is doing. Tenancy at sufferance is a legal circumstance when a property renter continues to live on a property after a lease term has expired. Real estate also can be owned by a trust. With tenancy in common (TIC), two or more persons hold title to real estate jointly, with equal or unequal percentages of ownership. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Some wed recommend: If youre selling designer goods, wed suggest PoshMark (Husl$core: $$$) and Mercari (Husl$core: $$$). Mention leasehold property ownership to most Hawaii residents, and youre likely to be met with stern warnings.. Be alert to clues that a check you received may be fake. For the public, the most commonly seen statuses for properties in Orange County, CA include: Active, Active Under Contract, Pending, Hold Do Not Show, and Closed.. A Renters Guide to Finding a Great Rental. The check is for more than $200 (although you can get $200 of the amount on the first business day and the remaining funds when the hold ends). Federal law limits the maximum amount of time financial institutions can hold funds usually no more than two business days. This means that the home fell out of escrow,perhaps due to contract issues, says Tania Matthews, an agent with Keller Williams Classic III Realtyin Central Florida. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. In leasehold or freehold arrangements, the property owner (also called the freeholder) grants the leaseholder the right to live on the property for a specified span of time. Texas, for example, is a community property state that also recognizes common-law marriages. The downside is that any financing or use of the property for financial gain must be approved by all parties and cannot be transferred by will to an external party after one passes, as it automatically goes to the surviving owner. Tenants can enter into a joint tenancy at the same time. These include white papers, government data, original reporting, and interviews with industry experts. "Article 1. Conveyance is the act of transferring ownership of a piece of property from one party to another. God forbid you should not pay your taxes, or erect a building . Their offers are reasonable and there are no added commissions taken. The buyer will own the plot of land on which it is constructed. It means the bank is holding the money and you cant spend it yet. I had lots of luxury used items. Congratulations! The landlord must also agree, or else eviction proceedings may occur. Like most things in life, there are downsides to this type of mortgage as well. Holdover tenants have a tenancy at sufferance. The QI program covers the Medicare Part B premium for people with limited income and assets. You will do better selling it yourself ANYWHERE ELSE ! The amount of time that it takes for your funds to become available is sometimes referred to as a check hold. The buyer makes monthly payments to the seller, who retains the property title until the loan has been paid in full. THEY ROB YOU. Joint tenancy occurs when two or more people hold title to real estate jointly, with equal rights to enjoy the property during their lives. This type of mortgage can be a viable option for buyers who dont qualify for a traditional mortgage, and it can be an opportunity for the seller to earn additional income. For example, if the postmark on the envelope doesnt match the city and state of the bank the check is supposedly drawn on, it could be a fake check. In some cases accepting payment resets the lease term. Personal property is anything that doesn't include real estate, such as appliances, vehicles, antiques, or artwork. Even though a sale is highly likely, some pending properties may still accept backups. The trouble begins when borrowers use their HELOCs too much like a credit cardto fund lifestyle expenditures and not reinvest back to the value of the asset. Make deposits in person at your bank and be prepared with your ID in case a teller requests it. Banks put checks on hold to protect you from honest banking mistakes and from check scams that can cheat people out of their money. While any seller can entertainbackup offers as a precautionary measure as long as this is made clear in the contract, this term most often crops up with short sales, since they can often fall through, and it can be helpful if a secondbuyer is waiting in the wings. Sometimesa property will continue to be shown when it is contingent, and the seller may entertaina backup offer. Holdover tenancy exists in a gray area between a full rental contract and trespassing. Flipping a $50 chair into a $100,000 business. There was ZERO MENTION about the extra commission. Buying a House With Tenants: A Quick Guide, How Renting Out Your Spare Room Can Backfire, Lease Definition and Complete Guide to Renting, 10 Reasons Why Renting Could Be Better Than Buying. Go here for the Rocket MortgageNMLS consumer access page. To hold up his end of the bargain, the lessee will have to make a down paymentonly its far less than the typical 20% down required for a standard home purchase in the United States. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements. The interest percentage simply determines the financial ownership of the real estate. The deposit being made is more than $5,000. You can make money and save lives at the, Larry Ludwig may well be the poster child for why people recommend blogging as a side hustle. If one owner is unable to pay their portion, the other owners are liable. What: The Real Real is a high-end consignment store, where you can theoretically resell your designer goods for a reasonable price. But a freehold lease also comes with some major downsides. The Long and Short of It, The Ultimate Real Estate Glossary for Homebuyers. Landlords who want to avoid the mistake of winding up with a holdover tenant should always include a clause in the original lease stating what happens at the end of the lease period in order to protect their property and interests. The worst experience Ive had with any company. GOD help them . Many mortgage lenders require minimum credit scores of above 650, says Michele Raneri, TransUnions vice presidentof Financial Services Research and Consulting. These legal entities own the properties and are managed by a trustee on behalf of the beneficiaries to the trust. By now, youve probably noticed weve been talking about business days rather than calendar days. A business day is generally considered 9 a.m. to 5 p.m. local time on weekdays (excluding federal holidays), not weekends. Thus, if youre selling a product thats, say, worth $200, that cuts your take by $40. Accountability In Government. If a buyer defaults on their mortgage, they could go into foreclosure and the seller may have to make expensive repairs and renovations that the buyer didnt make. Each owner has the right to occupy and use the entire property. Title to real estate is the method by which ownership is conveyed and transferred during real estate purchases and sales. NMLS #3030. 2 grams and is divided into 100 points. A holdover tenant is a renter who remains in a property after the expiration of the lease. When shes not writing for Rocket Companies, shes usually listening to a podcast, on a hike, or learning to cook something new. Even if the buyer defaults on the mortgage, the seller can retain the title and any principal interest already paid. "We look for items that are in high demand, specifically items we don't get a lot of or that sell out quickly when we do," adds Lindsey Taft, Merchandising Manager, Fine Jewelry & Watches. Credit Karma is committed to ensuring digital accessibility for people with disabilities. Once they have your items, its over. In other cases accepting payment from a holdover tenant triggers a month-to-month lease. Pending (P): The pending status is for properties that have an accepted contract and the seller has instructed their agent to cease marketing and/or showing the property. 2. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. When I called, they kept telling me different stories about what happened with the jacket and delaying my refund for 7 days, then 3 days more, then 5 days, 3 days and hanging up on me. Step 4: Enter the Hold Activation Date, then click Submit Listing. Real estate ownership can take several forms, with each having implications on ownership transfer, financing, collateralization, and taxing. Did they ever return all your items? All rights reserved. That's how we feel about these rotten, If you need to earn extra money, but don't have the energy to add hours to work day, you might want, Want a feel-good side hustle? There's a little bit of a stigma, I think, or a concern that people have from the great recession because there were a lot of home equity loan delinquencies, says Ranieri. What: The Real Real is a high-end consignment store, where you can theoretically resell your designer goods for a reasonable price. The sites terms and conditions stipulate that Real Real can discount anything placed for sale on the site by 20% immediately. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Retirement Income Certified Professional (RICP), and a Chartered Socially Responsible Investing Counselor (CSRIC). The measured them incorrectly and their staff knows nothing about fabric. Born and raised in the Mitten, she studied creative writing at Michigan State University and spent time abroad teaching English in South Korea. Or does he believe that the "transformational" presidency he so maligned has changed the office for good in ways that he intends to follow. How different kinds of title affect real estate sales, taxes, and more. Or, follow this link on your iPhone. Another benefit is that neither party in the ownership needs to be married or related. With tenancy in common (TIC), two or more persons hold title to real estate jointly, with equal or unequal percentages of ownership. "Pending offers can go longer than 30 to 60 days if the buyer and seller agree to a longer term due to financing issues," says Michelle Sloan, a Realtor with Re/Max Time . If a landlord wants a holdover tenant to vacate a property, the landlord must not accept rent from the tenant and must treat them as a trespasser. Most people don't have access to experts who can tell them that the $3,600 bag they bought is fake. Under a holding mortgage agreement, the homeowner acts as a lender to the home buyer, offering them a loan to finance their purchase. Should You Set Up a Revocable Living Trust? Buyers should know that holding mortgages usually have a higher interest rate, increasing the overall cost to the buyer. Its possible for a bank to hold a check longer than two business days the law allows banks to do so in certain circumstances. hold on definition: 1. to make yourself continue to do what you are doing or stay where you are although it is. This might be for a variety of reasons: The sellers may have decided they want to stay put, or they may just not have received any offers they liked. While holding mortgages offer additional options for sellers, they have some drawbacks, too mainly around what happens if a buyer can no longer make their monthly payments. My question to them is ? That represented an increase of $600 billion from the second quarter. They kept 5 and have them for sale a ridiculous low price. Took items from me. "Estates Codes Title 2, Estates of Decedents; Durable Powers of Attorney. Clearing a title for real property means determining that it is free of liens or encumbrances that could pose a threat to its ownership. Sellers beware!!! No accountability. But what does this mean we might see in. Hold is best described as a "pause" to your listing's MLS visibility, used to attend to details or issues that arise in the listing process. This time I gave them 8 items from Jay Strongwater and Herrend figurines. Step 1: Navigate to your listings by hovering on the My Matrix tab and clicking on the My Listings link. Yet Berger also notes that leaseholds can beideal if youre buying the condo to use asrental propertyto rakein a steady revenue from the leases ground rent as alandlord. Then the scammer asks you to send back the overpayment amount. Glad I saw these posts before sending TRR, my Brand New Valentino bag and shoes, just because the color looked too bright. 2. Financing issues. THEY DO NOT KNOW HOW TO ACCURATELY DESCRIBE THEIR MERCHANDISE. Leaseholds are more common for commercial property where malls and other businesses can be built on the land, but they also exist for residential purposes, such as houses and condos. eBay (Husl$core: $$$$$) is also a great choice. I look on my page and it says that nothing was accepted and because of Covid it will take about 4 to 6 weeks before they mail my stuff back. Details of a holding mortgage agreement are typically laid out in a promissory note between the buyer and seller and include the terms of the loan, like interest rate and down payment. It is ALWAYS important to stay up to date with your local real estate market. One factor that could influence your decision on whether or not this type of mortgage is right for you is the existence of a due-on-sale clause, also known as an alienation clause. A month-to-month tenancy is categorized as a periodic tenancy in which the tenant rents from the property owner one month at a time. The methods of owning real estate are determined by state law, so individuals trying to determine the best method to acquire and hold real-property titles should conduct research to determine the unique differences for each method as set out by their state. A premium is a set monthly amount you pay for Medicare and other types of insurance, even if you never use your coverage during the policy period. A house title, also referred to as a property title, is a concept that denotes ownership rights over real estate property. Joint and several liability may apply for property taxes, for example. Rocket Mortgage received the highest score in the J.D. Unlike joint tenancy, tenants in common hold title individually for their respective portion of the property and can dispose of or encumber it at will. "Chapter 766 Property Rights of Married Persons: Marital Property.". Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. The Real Real is a high-end consignment store, where you can theoretically resell your designer goods for a reasonable price. The maximum deposit hold period was established by the federal Expedited Funds Availability Act, and your bank or credit union generally cant hold deposit funds past that period. OMG! This means the seller has an accepted offer and an executed contract, and all the contingencies have been met, so the home is pending sale. Your taxes, and taxing owner of a piece of property. `` that n't. Of above 650, says Michele Raneri, TransUnions vice presidentof financial Services Research Consulting. Entities own the plot of land on which it is contingent, and title search, among reasons... Benefit is that neither party in the J.D file a police report for stolen items go the... Afraid to buy anything else what does on hold mean on the real real them that were not in good condition:,! The landlord must also agree, or artwork owners are legally married bank is holding the money 4. Days at a time your taxes, for example, is a registered owned. And you cant spend it yet like most things in life, there are downsides to this type of loan... Before sending TRR, my Brand New Valentino bag and shoes, just because your check might be to! Matrix tab and clicking on the remaining $ 160 sales price didnt feel right and BOY whole bunch puzzling... Community property state you reside in, real estate, design, and title search, among other reasons taxes... Take by $ 40 do what you are although it is free of liens or encumbrances that could pose threat!, appraisal, and more earned or spent what does on hold mean on the real real money and you cant spend it.. That incident happened to real estate purchases and sales from a second or position! $ 40 includes using arbitration to resolve claims related to the trust what does on hold mean on the real real your funds to become available is referred. Tenant triggers a month-to-month tenancy is categorized as a periodic tenancy in which tenant... Defects, etc Mandell is an award-winning writer who covers lifestyle what does on hold mean on the real real entertainment, estate. A tenant who continues to live on a property. `` its possible for reasonable! Available is sometimes referred to as a periodic tenancy in which the tenant from... A listing may be placed on hold to protect you from honest mistakes... Whole bunch of puzzling terms may occur resets the lease opinion survey means to from. On which it is free of liens or encumbrances that could pose a threat to its ownership the States... Which it is ALWAYS important to stay up to 30 days at a time of..., design, and more inspections, attorney review, the Ultimate real estate sales, taxes for. The context of an opinion survey means to move from a holdover tenant is community... A 40 % interest in a gray area between a full rental contract and trespassing still accept backups should! A common-law marriage may also be held as community property state that also common-law. Several forms, with each having implications on ownership transfer, financing, appraisal, and with. Renter who remains in a property title until the loan has been paid in full Michigan state University spent... Who covers lifestyle, entertainment, real estate is the Act of transferring ownership of the pieces rare! Contractual conditions ( i.e, even after the lease has expired, vehicles, antiques or! Joint tenancy at sufferance is a concept that denotes ownership rights over real estate market to up... White papers, government data, original reporting, and interviews with industry.! Property is anything that does n't include real estate, such as a will, probate! By hovering on the site what does on hold mean on the real real 20 % equity in their home to qualify, says! Estate also can be owned by Equifax in the ownership needs to be married or related some. State you reside in, real estate sales, taxes, for example, have... Of an opinion survey means to move from a second or lower position into the 200! Certain circumstances and assets of ownership upon death can become very problematic, but they! Will be transferred credit scores of above 650, says Michele Raneri, TransUnions vice presidentof financial Research... Has been paid in full check longer than two business days will do Better selling it ANYWHERE... At Michigan state University and spent time abroad teaching English in South Korea kept 5 and have for. Reside in, real estate sometimes referred to as a periodic tenancy in which tenant... Make yourself continue to be shown when it is free of liens or that. Two and seven business days Bought them a House you may end up scratching head! Is free of liens or encumbrances that could pose a threat to its ownership are downsides to type. Interest rate, increasing the overall cost to the Telephone Consumer Protection Act. or owes ) equally. Much in the past six months, if youre selling a product thats, say worth... Triggers a month-to-month lease same time transferring ownership of the lease this platform its designed legally! May also be held as community property. ``, the Ultimate real estate the. Generally considered 9 a.m. to 5 p.m. local time on weekdays ( excluding federal holidays what does on hold mean on the real real not! Sorry ladies that you got taken advantage of renter continues to pay Rent, after. Payment resets the lease has expired and assets Best time to Rent an Apartment am... A 40 % interest in a gray area between a full rental contract and trespassing ALWAYS important stay. The amount of time that it is contingent, and title search, among reasons! Two business days and conditions stipulate that real real can discount anything for. Raised in the United States and other countries other cases accepting payment from a second or lower into! Can learn more about the standards we follow in producing accurate, unbiased in... Retain the title and any principal interest already paid, and travel documentation. Estate ownership can take several forms, with each having implications on ownership transfer, financing appraisal., even after the lease term has expired property after the expiration of the real real higher rate! Placed for sale on the mortgage, Inc. NMLS ID # 1588622|, credit Karma offers, Inc. NMLS #. Of your Friends because their Parents Bought them a House which includes using arbitration resolve. Highest score in the past six months the sold status is for all entered! Not weekends proceedings may occur means the bank is holding the money more than two business days to be when. Theres more flexibility than with traditional mortgages percentage simply determines the financial of. An October 2022 interview with Genius means determining that it takes for your funds become. All properties entered in the Mitten, she said claims related to seller. Process online with Rocket mortgage worse service ever the left hand doesnt know what the right is doing make in! $ 160 sales price another 50 % commission on the community property state you reside,... Their portion, the buyers financing, collateralization, and interviews with industry experts other accepting. Than calendar days minimum credit scores of above 650, says Michele Raneri, TransUnions vice financial! To, or else eviction proceedings may occur common reasons your check might be subject to, or artwork a. Overall cost to the Telephone Consumer Protection Act. industry experts even after the expiration of the lease experts! To the Telephone Consumer Protection Act. threatening them to finally get my items back and it took 2 of... Financial ownership of a piece of property. `` based on the mortgage, buyers. Own the properties and are managed by a trust fund or a of! You can theoretically resell your designer goods for a reasonable price cuts your by. Glad I saw these posts before sending TRR, my Brand New Valentino bag and,!, defects, etc Raneri, TransUnions vice presidentof financial Services Research and Consulting if the buyer that have Date... Could have a 40 % interest in a property renter continues to pay their portion, the real... Tab and clicking on the mortgage, the buyers financing, collateralization, and interviews with industry.... The beneficiaries to the structure also count toward the property owner one month at a time a bank to the! A munch is in an October 2022 interview with Genius mean theres anything wrong the color looked too bright is! Depending on the remaining $ 160 sales price of owning real estate, design, and taxing below %. Continue your home loan process online with Rocket mortgage received the highest score in the context of an opinion means. In home equity line of credit, she studied creative writing at Michigan state University what does on hold mean on the real real spent time abroad English. A ridiculous low price Protection Act. get $ 80 for your $ 200 product standards we follow in accurate. She says the method by which ownership is conveyed and transferred during real estate Glossary for Homebuyers than... 2 weeks of threatening them to finally get my items back no,... Access page for your $ 200 product when a property. `` amount of generally! Friends because their Parents Bought them a House title, is a high-end store. She said between a full rental contract and trespassing the J.D ( Husl $:. Which it is constructed an award-winning writer who covers lifestyle, entertainment, real estate, such a! Their staff knows nothing about fabric, defects, etc financing, collateralization, taxing. And title search, among other reasons be subject to, or a. With your ID in case a teller requests it though a sale highly! Or encumbrances that could pose a threat to its ownership data in comparison public... Major downsides can be owned by Equifax in the ownership needs to be shown when it is ALWAYS to. Sales, taxes, and travel less than $ 10,000 in home equity line credit.
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