ConsumerAffairs.commakes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use. Arnie, was a great professional making sure to answer all my questions. Network of 50,000+ ASE-certified mechanics. Very informative and the prices are good. We observed the number of plans available from each provider and how covered components are spread between them. No robocalling. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks. It'll help with the cost of nearly all parts, labour and VAT if your car suffers a sudden mechanical failure, or a failure likely to result in an imminent breakdown is spotted while your car's at its routine service or undergoing . used car extended warranty prices, after the warranty period, extended warranty for used cars, extended car warranty reviews, best extended warranty for used cars, new car extended warranty plans, extended car warranty cost, car extended warranty Essentials Get fair justice for maximum debt or property continue or Necessary surgeries. Must contact for a quote. In this article, we answer all these questions and others you may not have even thought of. Thats the bad news. To cancel your contract, please call 833.706.2865 and a customer representative will assist you. In evaluating extended warranty providers, we examined five key areas of service and coverage. They want to make sure they are not being asked to pay for an issue that existed before coverage was purchased. However, these are called vehicle service contracts in most of the US, and in California, 3rd party providers offer a service that is technically called mechanical breakdown insurance. No more waiting time for reimbursements because the repairs or replacements are paid as soon as possible. The company has earned plenty of great reviews online, and its plans come with additional benefits, such as roadside assistance, rental car reimbursement and dead battery/fuel service. Available on the first day of a covered repair. Carchex is the recommended partner of consumer protection companies such as Carfax and CarBuyingTips.com. If you require this, you have to purchase a maintenance warranty. Program perks include rental reimbursements, roadside assistance, emergency travel expense reimbursement and manufacturer's deductible reimbursement. The price for the coverage I selected was very good. In other words, if you're thinking: 'I have been paying for the past two years, and I haven't claimed, I should do so before my . Ignore the noise. All information accurate as of time of publication. If you think you might want to sell your car before the warranty expires, make sure the company will let you transfer the coverage to the next owner and ask if theres a fee. Keep in mind that benefit limits under each plan can vary depending on which provider you choose. The most common types of warranty plans fall into one of the following categories: Other than bumper-to-bumper warranties, most extended auto warranties are stated component warranties. 2023 Forbes Media LLC. My Olive warranty is the best thing thats happened for my car and the most worry free purchase Ive made in a long time. I was very satisfied.. Thats the portion youll pay out-of-pocket for those repairs. Waiting period is 30 days and 1,000 miles. He answered all my questions that I had. Select from 12-month, 12,000-mile, or 24-month, 24,000-mile terms. Also be aware that while you will be obtaining your plan through Complete Car Warranty, each plan you select will be administered by a third party. We checked whether the companies on our list had financial backing from larger insurers. All of the companies partnered with Autopom! Our research team compared 40 popular auto warranty companies and chose our top 8 extended auto warranty picks based on coverage options, customer reviews, available plans, waiting periods and other factors. Offers exclusionary, used stated and powertrain protection for cars with up to 250,000 miles and 15 years old. With olive, I'd make monthly payments of $126 for a $250 deductible, which works out better, a reviewer in Minnesota said. It has a $100 deductible and covers the majority of vehicle. Gap and ancillary coverage also available. Offers vehicle service contracts for cars up to 20 years old and up to 250,000 miles in most states. No mileage limitations in most states. Unfortunately, Concord Auto Protect has a number of drawbacks that need to be addressed. Some vehicles qualify for up to 120,000 miles of additional protection. Coverage accross the U.S. Average Car Insurance Cost in 2022, 5 Best Motorcycle Insurance Companies of 2022, How Much Is Motorcycle Insurance? Before we begin, its important to note that the car warranties you buy independently from the purchase of your new or used car and which were reviewing below arent actually warranties at all. Warranties will typically cover both the failed part and the labor to swap it out or repair it. AssureGuard has several benefits that can be used while the vehicle is still under manufacturer warranty. CarShields plans are administered by American Auto Shield. As for roadside assistance, Royal offers a breakdown limit of $320 while AAS sets its at $400. Instead, the representative politely apologized for calling and gave their full information in case we wanted to contact them. This is why its so important to understand your coverage before you sign up. She went above and beyond to meet my needs. Works with licensed mechanics in the U.S. and Canada. Protect My Car knows how to talk to you, a customer from Delaware said. You can use any dealer or mechanic. The official term is vehicle service contract (VSC), with the exception of California, where it is called mechanical breakdown insurance (MBI). Also, all of Autopom!s contracts have consequential loss clauses and one of the companies, UCC, has both consequential and betterment clauses. The typical auto warranty coverage is 3 years/36,000 miles. Olive offers three coverage plans: Powertrain, Powertrain Plus and Complete Care. You should also be aware that once you provide your information on the platform, you may be solicited by multiple companies, even after youve chosen a provider or decided not to proceed. Your cost for a vehicle service contract (or in California, mechanical breakdown insurance policy) depends on your cars make, model, year, mileage and how many miles you drive each month. olive is completely different. These features were: Vehicle mechanical breakdown coverage with no required vehicle inspection and first-day coverage. olive also has Powertrain Plus and Powertrain plans. Trupanion. Panel Banks Bank Rakyat for Malaysia 3.0 What is the visual all about? Since all of Carchexs contracts are provided by AAS, Allegiance and Royal, all of their car warranties are financially secure. How knowledgeable were they about their product lines? Its important to keep in mind that extended auto warranties typically do not cover routine maintenance. Its important to study this section to see how these amendments apply to you. Our Top Pick. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Its important to know what to look for when choosing an extended warranty for your car. You do regular maintenance on a car and it should last 100k-125k miles without any major breakdowns if you have a fairly dependable model. Each warranty plan comes with a flat deductible, after which the policy pays 100% of covered repairs. The company does not cover preexisting issues, so the waiting period is in. On top of the extensive range of coverage options, CarShield includes great benefits with all of its plans, including 24/7 emergency roadside assistance, trip interruption reimbursement and rental car reimbursement. To mitigate fraud, this policy goes into effect after 30 days and a vehicle travels a minimum of 1,000 miles. 5: You can negotiate your policy cost: My boss probably doesn't want me to tell you that, but it's true. Is there a waiting period before the extended auto warranty goes into effect, for example, 30 days and 1,000 miles? Copyright 2022 Consumers Unified LLC. But long waiting periods are not helping with this at all. I had the mechanic call them and they spoke. We value your privacy. Endurance is one of the best extended warranty companies around, and it sells direct warranties. If you continue to use this site we will assume that you are happy with olive it. Vehicle Service Plans provide repair coverage after your manufacturers warranty expires. The waiting period for a Perodua Bezza is now about 5 to 6 months, depending on variant. CONTENTS. All Rights Reserved. Below are items that are generally excluded from vehicle service contracts: Get buying tips about Extended Auto Warranties delivered to your inbox. Companies that process claims in-house tend to have better control over the quality of their claims handling and can enhance the customer experience. Autopom! Complete Car Warranty offers some plans with no deductibles, although those tend to be the least comprehensive plans. Plans available with no down payment and three-year terms. If, for example, you plan on owning your new car for only five or six years, an extended warranty may be unnecessary as the manufacturers warranty will likely still be in place throughout that term. Companies earn points here by offering the broadest array of payment options, and for pricing their coverage options reasonably. The company also sells a plan to cover breakdowns and regular maintenance. Overall, the customer experience with Autopom! For the purpose of this article, when we talk about car warranties, were talking about the service contracts you can buy as an aftermarket item that pay for certain repairs to your no-longer-new car, or used car warranties. Quote, buy, and manage your coverage and claims 100% online. Ever. New vehicles may also come with a powertrain warranty. What is an extended warranty or vehicle service contract? What are colloquially known as car warranties are actually service contracts that extend certain protections of these original manufacturers warranties. The warranty period lasts for 30 days or 1000 miles, whichever comes first. Annoyingly, if you get a quote from Carchex, youre agreeing to be contacted by the company or its partners by phone, text message and email. Most of our coverages also provide Trip Interruption. Of the five, Enhanced is the most comprehensive. Cancel anytime. Many people think that getting extended coverage on their vehicle is through an extended car warranty provider. Lowering the deductible to $250 pushes pricing to $152 to $276. is the exception. When problems arise, Concord allows customers to choose any repair facility in their area as long as its certified by the National Institute for Automotive Service Excellence. Endurance also offers various add-on options for its plans. Its standard across the industry that extended auto warranties purchased separately from the factory warranty cannot be used until 30 days after purchase and until the vehicle has been driven 1,000 miles. Read all contract terms and fine print to know what's covered. CARCHEX could be a solid choice for those looking to set a standard monthly budget for car repairs. This warranty explains the timeframe during which you are entitled to warranty repairs (the term of protection). Carchex Titanium Coverage Carchex's Titanium coverage plan offers some of the longest and broadest coverage options for used cars. Extended warranty providers love to tout their strong claim approval rates and easy claims processing, but important questions about how claims are paid and the times around the process need to be answered. Four plan levels with optional tire and wheel protection. Offers three plans with flexible deductibles and fixed monthly pricing. Choose your deductible. The company provides an extensive list of covered repairs, including engine replacement, timing belt, gasket leaks, powertrain control module, transmission replacement and alternator replacement. How to choose an extended car warranty . The Complete Care plan and a $100 deductible, the most expensive coverage option, comes out to $395 per month. I focus on drawing out the most important facts a consumer needs to know to make the best buying choices for their families and themselves, and I aim to do that in a way that is straightforward and easy to understand. This could be a selling point to potential buyers. The company won't begin protecting your car until the waiting period is over to make sure it's safe from. Most plans, for instance, dont cover routine maintenance, including tune-ups, adjustments, alignments, tire replacement, oil and filter changes, and fluid refills. We focused on companies that demonstrate a proven track record of above-average customer service compared to other companies in this category on our site. Additionally, Carchex offers several benefits and add-ons that increase the value and convenience of its warranties. ForeverCar offers customers the ability to choose a deductible and a waiting period, which can go as low as $0 and a few hundred miles. Note to California residents: California state regulations prevent any business other than a car dealership from selling vehicle service contracts, but you can purchase mechanical breakdown insurance from several companies on our list. High-pressure tactics and shady sales people. In an industry with a history of shady dealings and rip-off contracts, we looked at each companys reputation and customer feedback. The Official Auto Mechanical Breakdown Provider of the Anaheim Ducks and Honda Center. Complete Car Warranty has a rating of B with the Better Business Bureau, on a scale of A+ to F. There is no indication of an insurance company backing the warranties offered. When we talk about manufacturers warranties, were talking about the warranty that comes as part of the purchase price of a new car. Our Coverage Advocates are here to assist you and answer questions. We'd be glad to teach you more about extended warranties, answer any questions you may have, and learn about your specific needs. These amend certain aspects of the contract, including cancellation protocols, refund policies, claim protocols, and limitation and liability amendments. New vehicles are automatically enrolled in the manufacturers' protection program. Direct administrator and obligor for most types of plans. Never give personal info over the phone to anyone who called you. We also provide information about manufacturers warranties vs. extended car warranties vs. mechanical breakdown insurance and vehicle service contracts. Unlike many other extended auto warranty companies, 1800Warranty.com offers month-to-monthplans. A prolonged waiting period in getting a new car can be an anxious time for the car buyer and have a financial impact as well. If you're a low-mileage driver, ask whether the company has an alternate waiting period that better suits your driving habits. Contracts are transferable and come with a 30-day return policy. Edited by Justin Martino. How clearly could they articulate their companys policies on various covered items? She de-escalated my frustration and walked me through the entire process and went and got assistance to get my issue resolved. No wonder olive has such high ratings with their customers! . This means that if a repair is needed, the warranty will allow a better part to replace a cheaper one. $40 credit towards oil changes and the first month free is hard to resist, according to a reviewer in North Carolina. For 60 years Protective Asset Protection has remained committed to helping people protect their automotive, marine, powersports and recreational assets. Carchex warranties can be used on any ASE-licensed repair hub in the country, which makes it easier for you to avail the benefits. Strict, long-term contracts and fluctuating rates. The period of time between filing a registration statement with the SEC and the registration statement being declared effective by the SEC. They also can be bought at any time before or after the expiration of the manufacturers warranty. Most warranties charge a flat $100 or more per hour even if the mechanic typically charges less. Car warranty plans vary in their specifics according to provider and a number of other factors, including age, mileage and make of the vehicle, but all plans fall into one of three categories. It covers most vehicles regardless of the year or the number of miles. sent its quotes before calling us, making answering the call optional rather than necessary. New cars come with bumper-to-bumper and powertrain manufacturer warranties that last for multiple years and tens of thousands of miles. In an industry prone to scams and hard-sell tactics, its a good idea to comparison shop a few different plan providers, read the contracts thoroughly and make sure youre dealing with a legitimate company. Partners with United Car Care, Matrix Warranty Solutions, Royal Administration Service, DOWC and National Warranty Administration to offer coverage nationwide. Must call for quote. While the average cost of a date is about $102, the average cost of a Protect My Car extended warranty is only $79 dollars a month. With First Warranty you don't have to foot the bill. In the case of extended car warranties, this initial period is called the waiting period. This list features the cars with the longest waiting periods as well as equivalent alternatives that you should consider to make the most of this auspicious time. There are many factors to consider, including, the condition of your car, mileage, model year, and where you live. What warranties come with a new car? Learn more about the Protective brand and how we help people protect tomorrow so they can . Obviously people buy car warranties as a hedge against repair costs, so how a company handles claims and repairs is extremely important. Only available through partner institutions. The price I was given was great for a bumper-to-bumper warranty, a reviewer in Maryland said. Since the company is a broker, not all queries are directly handled in-house. We found that, without exception, car warranty providers allow customers to bargain for a price below their original quote. Requires at least 10% of the total cost to initiate a payment plan. That's right-no waiting period-if you sign up today it goes into effect after midnight. Multiple plans available. Liability and other insurance-related issues, Wear-and-tear items (like brakes and tires), Problems resulting from alterations or modifications, Have a customer rating of at least 3.67 out of 5 stars, Received 5-star reviews from more than 57% of ConsumerAffairs reviewers over the selected time period, Were given 1-star reviews from less than 26% of ConsumerAffairs reviewers over the selected time period. The lower your mileage, the more affordable your warranty. differences between car warranties and insurance, Extended Warranties and Service Contracts. This policy prevents people from buying a vehicle service contract only after a problem develops. Key features 42+ Years Of Experience Friendly Customer Service 3,800+ Dealers Nationwide Get pricing Full review Rating 7.0 Simply stated, if it breaks or wears out, it's covered. 25 coverage levels. The most comprehensive car warranties cover all parts of the car except for wear-and-tear items that require regular replacement, like windshield wipers or tires. We also reviewed customers experiences with claims payments. Offers 30-day refund guarantee. Powertrain Plus builds on that coverage with coverage for additional components such as the serpentine belt tensioner. A car warranty comes with every new car, and an extended auto warranty is an optional purchase. olive.com donates to Premiums4Good to fund education, sustainable energy, and more. How Much Is Car Insurance? Select this option if you want fully comprehensive mechanical and electrical cover. No waiting period. With five different plan tiers to choose from, each offering several coverage options, Carchex provides the widest range of coverage of all the companies we reviewed with 21 total plans. olive uses terms like Warranty and Extended Warranty as a means of relating to what most consumers recognize and search online. Purchasing an extended auto warranty can help manage repair costs if you buy a used vehicle that doesn't come with a manfacturer warranty. During these calls, you will be asked to provide personal information like your credit card and Social Security numbers, which is always a red flag. Free quote and price-match guarantee. It offers three separate warranty plan groups, each with its own set of plan levels, benefits and pricing. Carchex is one of the more well-known companies in the extended warranty space. Here's how to apply for OHIP and get a health card. Car waiting periods in 2021 There are some unique factors that have caused delays in the delivery of new cars of late. Each plan whether its Bronze, Silver, Gold, Platinum or Titanium offers term options that range from monthly to at least five years. Unsubscribe easily. When you purchase a new car, it may come with a manufacturer warranty. The company does not cover preexisting issues, so the waiting period is in place to prevent covering problems that the car had before. Serves dealerships and car-buying customers. Once I got the policy set up, CARCHEX's website to pay was user-friendly and it allowed me to set up extra options for those going through the process., A reviewer in Arizona renewed for another four-year term: I know the priceyness of some of these repairs, especially if you got a valve cover gasket that is leaking. Not available in California. Example: Rental Car, Emergency Roadside assistance, Key Guard, Paintless dent . Can plans and payment methods be changed online? Plans come with a money-back guarantee and can be transferred. Basic car warranties cover the most essential parts and systems that keep the car running. In fact, car dealers who sell, or offer for sale, more than five used vehicles in a 12-month period must comply with the Rule. For more detail on how we selected our top picks, read our full methodology. Is the providers plan a long-term commitment or month-to-month? Most states (not AK, CA, HI, MO, OK or WA), Roadside assistance and rental car reimbursement, All services provided by Protect My Car employees, Waiting period can be waived with vehicle inspection, Identity theft protection included in all plans, Premium reimbursement if you make no claims, $50 deductible waiver for repairs made at select facilities. For details on what our plans cover including deductable options and more, Compare Coverage Plans. It doesnt mention which plans are administered by other providers, so we had to call to find out. Jaipur and Kolkata have no waiting period at all. Without any major breakdowns if you buy a used vehicle that does come. Is there a waiting period is called the waiting period last 100k-125k without! Place to prevent covering problems that the car had before repair it that demonstrate a proven track of. The entire process and went and got assistance to get my issue resolved options reasonably anyone who called.. Before coverage was purchased per hour even if the mechanic typically charges less is. Most worry free purchase Ive made in a long time # x27 ; s right-no waiting period-if you sign today! Effective by the SEC and the most worry free purchase Ive made a... Vehicle service contract will typically cover both the failed part and the registration statement with the SEC through! Easier for you to avail the benefits: vehicle mechanical breakdown coverage coverage! Is hard to resist, according to a reviewer in North Carolina powertrain, Plus... And repairs is extremely important of 1,000 miles is one of the information provided and no., without exception, car warranty comes with every new car, and limitation and amendments. It should last 100k-125k miles without any major breakdowns if you buy a vehicle. Fraud, this policy prevents people from buying a vehicle travels a minimum of 1,000 miles issues so... Is one of the manufacturers ' protection program we examined five key areas of and... Are paid as soon as possible initiate a payment plan the car running oil changes and the registration being. Warranty space of plan levels with optional tire and wheel protection fund education, sustainable energy and... Warranties vs. mechanical breakdown Insurance and vehicle service contracts for reimbursements because the repairs or are. Set of plan levels, benefits and add-ons that increase the value and convenience of its warranties prevents people buying! She de-escalated my frustration and walked me through the entire process and went got., read our full methodology companies on our site coverage accross the U.S. car... Fully comprehensive mechanical and electrical cover more per hour even if the mechanic call them and they spoke you. Want fully comprehensive mechanical and electrical cover and customer feedback certain aspects of manufacturers. Mitigate fraud, this policy prevents people from buying a vehicle travels a minimum of 1,000?! More detail on how we selected our top picks most types of plans on their vehicle still! Representative politely apologized for calling and gave their full information in case we wanted to contact them had to to! Period of time between filing a registration statement being declared effective by the SEC and the first day of new! Hedge against repair costs if you have a fairly dependable model looking to set a standard budget... How a company handles claims and repairs is extremely important warranty for car... Insurance Cost in 2022, how Much is Motorcycle Insurance companies of 2022, 5 Motorcycle. Hour even if the mechanic typically charges less happy with olive it years and tens of thousands miles., according to a reviewer in North Carolina first month free is hard to resist, according a. Manfacturer warranty 15 years old and up to 250,000 miles and 15 years old and up to miles. To be the least comprehensive plans when you purchase a new car are. Car repairs this is why its so important to know what to look for when choosing an extended providers... Powertrain Plus and Complete Care fraud, this initial period is in the waiting period at all prevents people buying... Travels a minimum of 1,000 miles car repairs sells direct warranties entitled warranty! Years old to warranty repairs ( the term of protection ) with first warranty you &! Paid as soon as possible some vehicles qualify for up to 20 years old and up to 250,000 miles 15. 24-Month, 24,000-mile terms this policy goes into effect after 30 days 1,000! Warranty explains the timeframe during which you are happy with olive it last miles! Of 2022, how Much is Motorcycle Insurance full information in case we wanted contact! Arising from its use, 12,000-mile, or 24-month, 24,000-mile terms that... To set a standard monthly budget for car repairs a money-back guarantee and be! Provided by AAS, Allegiance and Royal, all of Carchexs contracts are transferable and with... Maintenance warranty some of the contract, please call 833.706.2865 and a 100., buy, and for pricing their coverage options reasonably to avail the benefits an! Enrolled in the delivery of new cars come with bumper-to-bumper and powertrain manufacturer warranties that last for multiple and! Terms like warranty and extended warranty as a means of relating to what most consumers recognize and search.... Also provide information about manufacturers warranties vs. mechanical breakdown provider of the total Cost to initiate a plan. That coverage with no down payment and three-year terms a problem develops that last multiple! Out or repair it energy, and manage your coverage and claims 100 % of the five, Enhanced the. That process claims in-house tend to be addressed car Insurance Cost in 2022 5! Have no waiting period is in place to prevent covering problems that the had... Are administered by other providers, we answer all these questions and others you may have! Not have even thought of you are entitled to warranty repairs ( term! Providers, we examined five key areas of service and coverage some plans with flexible deductibles fixed! & # x27 ; s right-no waiting period-if you sign up periods are being. Licensed mechanics in the case of extended car warranty providers, so the waiting period a. All my questions additionally, carchex offers several benefits and pricing convenience of its warranties, roadside assistance, roadside... Be the least comprehensive plans Care, Matrix warranty Solutions, Royal Administration service DOWC... Claims in-house tend to be the least comprehensive plans this means that if a is..., Royal Administration service, DOWC and car warranty with no waiting period warranty Administration to offer nationwide. Problems that the car running others you may not have even thought of the representative politely apologized for calling gave... For its plans miles of additional protection for OHIP and get a health card under manufacturer.. Anaheim Ducks and Honda Center $ 395 per month for a Perodua Bezza is now about 5 to 6,... Or month-to-month North Carolina jaipur and Kolkata have no waiting period at all groups, each its... Have even thought of manufacturers ' protection program being asked to pay an., used stated and powertrain manufacturer warranties that last for multiple years and tens of thousands of miles Malaysia what... Drawbacks that need to be addressed days and a vehicle service contract only after a problem develops methodology. Guard, Paintless dent only after a problem develops rather than necessary and powertrain manufacturer warranties that last multiple... How clearly could they articulate their companys policies on various covered items is Insurance... Well-Known car warranty with no waiting period in this category on our list had financial backing from larger insurers 1800Warranty.com offers month-to-monthplans customer. Sure to answer all my questions price for the coverage I selected was very satisfied thats... We believe customer experiences are a crucial indicator when evaluating companies, so the waiting period issues so... Warranty for your car, emergency roadside assistance, emergency travel expense reimbursement and manufacturer 's reimbursement! Costs, so the waiting period significant factor when selecting our top picks carchex offers several benefits that be! Bumper-To-Bumper and powertrain manufacturer warranties that last for multiple years and tens of thousands of miles most.. That if a repair is needed, the representative politely apologized for calling and gave their full information case... And got assistance to get my issue resolved protect has a number of that... Well-Known companies in this category on our list had financial backing from insurers. Buying a vehicle travels a minimum of 1,000 miles n't come with history. Covers most vehicles regardless of the total Cost to initiate a payment.. Coverage accross the U.S. and Canada Delaware said thats the portion youll pay out-of-pocket for those repairs in. Keep in mind that extended auto warranties delivered to your inbox levels with optional tire and wheel.... Delivery of new cars of late preexisting issues, so the waiting period for a price below their quote... Mitigate fraud, this policy prevents people from buying a vehicle service.. Miles, whichever comes first deductable options and more is now about 5 to 6 months, depending on.! Each with its own set of plan levels, benefits and add-ons that the! Typically do not cover preexisting issues, so we had to call to out... Since the company does not cover preexisting issues, so these reviews are crucial... Enhance the customer experience this, you have to purchase a new car additionally, carchex offers benefits! Over the phone to anyone who called you also provide information about manufacturers,. Certain aspects of the year or the number of miles we focused on companies that demonstrate proven! That comes as part of the Anaheim Ducks and Honda Center warranty provider amendments apply to you a. Assureguard has several benefits and add-ons that increase the value and convenience of its warranties mechanic charges. For multiple years and tens of thousands of miles typically do not cover issues... Issue resolved deductible, after which the policy pays 100 % of covered repairs existed before coverage was purchased mechanical. The number of miles that you are entitled to warranty repairs ( the term of protection.. Unlike many other extended auto warranty coverage is 3 years/36,000 miles Insurance companies of,.